Volume 3, Issue 2
Baby Boomers and Retirement
Over the next two decades, the most chronicled generation in America will gradually enter retirement. At that point, each wave of baby boomers will quickly discover if their retirement plans, Social Security, and personal savings will be sufficient to maintain their existing lifestyles and needs.
(Read the Full Story)Graduating with Student Loans
Many families find they must borrow at least some money to help pay expenses for their college-bound teenagers. Student loans can provide a significant share of a student’s total financial aid package. Although many college graduates often find themselves entering the job market burdened with thousands of dollars in college loan debt, a Federal program may help ease that burden by offering attractive terms and rates.
(Read the Full Story)Six Benefits of Budgeting
At some point in your life, you probably have heard about the importance of developing a budget. But, why is a budget so important? Perhaps you simply spend what you must and save whatever’s left over. Or, perhaps you spend all you have and borrow or charge anything else that you need. In either case, given the limits of your income, you may have wondered, “What good would it do to have a budget?”
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